Insured Roofing Contractor in Maryland
When you hire a roofing contractor, you’re trusting them with your home, your safety, and a major investment. If that company isn’t properly insured, you could be the one left paying for property damage or injuries that happen on your roof. RoofPRO is a licensed, bonded, and insured roofing company serving Maryland. That means you’re protected from start to finish, no matter what happens on the job.
Why You Need a Roofing Contractor to Have Insurance
Roofing work can be dangerous, and accidents can happen even with experienced crews. If your contractor doesn’t have insurance, you could be held financially responsible for damage or medical costs. Many homeowners don’t realize this until it’s too late.
Insurance isn’t just a formality. It’s your safeguard. It ensures that if a ladder slips or a piece of equipment causes damage, you’re covered. With RoofPRO, every project is backed by the right coverage, so you can focus on results, not risks.
What It Means to Be an Insured Roofing Company
Roofing insurance protects both you and the crew through two primary types of coverage:
- General liability insurance protects your property. If something is accidentally damaged during the project, this policy covers the cost of repairs.
- Workers’ compensation insurance protects you and the crew. If someone gets hurt on your property, their medical expenses are covered by us, not you.
In Maryland, contractors must meet insurance requirements through the Maryland Home Improvement Commission (MHIC) to stay licensed. RoofPRO not only meets these standards but also keeps every policy active and verifiable. You can always ask for our certificates before work begins; we’ll gladly provide them.
Insurance and Bonding Requirements in Maryland
In Maryland, all licensed roofing contractors and home improvement companies must meet strict insurance and bonding requirements set by the Maryland Home Improvement Commission (MHIC). To hold a valid MHIC license, contractors are required to carry a minimum of $50,000 in general liability insurance at all times. This rule protects property owners from financial loss and helps maintain professional standards across the roofing industry.
You can review these requirements directly on the state’s website: Maryland Home Improvement Commission – License Requirements.
At RoofPRO, we go beyond the minimum. Our insurance coverage exceeds MHIC standards because we handle a wide range of projects, from single-family homes to multifamily and commercial properties. Larger roofs, heavier equipment, and higher safety demands mean greater responsibility, and we carry the coverage to match.
Understanding What It Means to Be Bonded
Being bonded adds another layer of protection for property owners. A bond is like a financial safety net that guarantees your project will be completed as agreed. If a contractor fails to finish a job or meet their obligations, the bond compensates the homeowner for the loss. RoofPRO’s bond through the Maryland Home Improvement Commission gives you confidence that we’ll do what we say we will and that you’re protected if something unexpected happens.
Ready to Start Your Project?
The Types of Insurance RoofPRO Carries
We maintain full coverage for every kind of roofing project, from residential homes and multifamily properties to large commercial buildings throughout Maryland. Our insurance protects not just our team but also your home, business, and peace of mind from the first day of work to final cleanup.
Our insurance includes:
- General liability coverage: Protects your property if accidental damage occurs during your project, whether that’s a broken window, a scratched wall, or damage to landscaping.
- Workers’ compensation: Covers our crew in the event of an on-site injury, ensuring that you’re never held responsible for medical expenses or lost wages.
This level of protection covers every part of the job: materials, labor, transport, and cleanup. It’s our way of guaranteeing that you’re never left with surprise costs or liability concerns. When you work with RoofPRO, you’re hiring a company that takes accountability seriously and stands behind every project with the coverage to prove it.
Proof of Coverage and Our Commitment to Transparency
We understand that property owners want peace of mind before hiring a contractor. That’s why we make our credentials easy to verify. RoofPRO’s MHIC license (#89605), BBB A+ rating, and manufacturer certifications from CertainTeed and Owens Corning reflect our commitment to doing things the right way.
Learn more about our company and team.
If you ever want to confirm our insurance or bonding, we’ll provide documentation on request. We encourage every homeowner to do the same with any roofer they consider; it’s the best way to avoid costly surprises.
Services We Offer in Maryland
Services We Offer in Maryland
Office Address:
Business Hours:
- Monday - Friday: 8am - 7pm
- Saturday: 8am - 12pm
- Sunday: Closed
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Office Address:
Business Hours:
- Monday - Friday: 8am - 7pm
- Saturday: 8am - 12pm
- Sunday: Closed
Service Area:
Ready to Team Up with Maryland’s Most Trusted Roofer?
RoofPRO has been serving Maryland for over 20 years with one mission: do the job right, protect every customer, and stand behind our work. As a fully insured and certified roofer, we provide expert roofing, siding, and window services for both residential and commercial properties.
Our team is certified by leading manufacturers, including CertainTeed and Owens Corning, which means every installation meets the highest industry standards and qualifies for extended material warranties. Whether you need a roof replacement, storm damage repair, or a new flat roofing system, you can count on us for professional service backed by proven experience.
If you’re comparing roofing contractors, start with one question: Are they an insured contractor? With RoofPRO, the answer is always yes, and it’s backed by over two decades of reliable work across Maryland.
Schedule Your Free Roofing Consultation
Call us today for a free estimate and see why property owners throughout the state trust RoofPRO for safe, professional, and long-lasting results.